Mortgage payment deferral form
Please complete and submit this form to request 3 months of Laurentian Bank mortgage payment deferrals. Some terms and conditions apply. Additional details available within the COVID-19
FAQ section.

This form can only be submitted once and can include up to five mortgages in a single submission. Requests for additional mortgages through this form will not be processed. If you would like to defer payments on additional mortgages, please contact your branch.

Important Information

  • Mortgage deferral requests will be processed within one business days of your submission. If you are within one days of your regular mortgage payment date, the current payment will be processed, and the payment deferral will take effect on your next scheduled payment date.

  • Please note you will receive an automated message confirming we have received your payment deferral request. We will only contact you should your request be ineligible for payment deferral.

  • All payment deferral requests will need to be submitted by September 30, 2020.

Program Details
  • Mortgage deferral means that principal and interest payments are skipped for 3 months (the deferral period).

  • Mortgage principal and interest payments will be deferred but are not forgiven.

  • The interest during the deferral period will be added to the outstanding balance of your mortgage and a new cost of borrowing disclosure statement will be provided in due course.

  • If you have insurance, the Bank will continue to collect your regular insurance premiums and pay them to the insurer.

  • If we currently pay municipal property taxes on your behalf, we will continue to pay them as required by your municipality during the deferral period.

  • Deferring your mortgage payments may significantly increase your interest costs over the life of your mortgage, so it's important to carefully evaluate your financial situation and priorities before choosing this option.
Contact & Legal
1360 René-Lévesque Boulevard West, suite 600,
Montréal, Quebec
H3G 0E5

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